Help Centre

How do the bonus programs work?

Currently, there are 4 bonus programs with the following conditions:

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up to 4% annual rate - without additional requirements. It is on by default.
2% cashback on Amazon - purchases must be made on Amazon, and the maximum monthly cashback amount is 50 EUR
5% cashback at Google Play Market - purchases must be made at Google Play Market
0.5% cashback for card purchases - Amount of card purchases - is equal to or more than 50 EUR per month. ATM withdrawals, card-to-card transfers, and transfers to other financial services are excluded from the cashback calculations.

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The bonus programs can’t be on simultaneously. You can switch the bonus programs anytime within the “Cashback” section of the app/desktop. The calculations and the payouts are made monthly. The minimum payout amount is 0.10 EUR

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The bonus programs are provided by Baltic Technology Solutions OÜ. You can find more information at here

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Who can become a member of the Bonus Program?

Where can I gain a deep understanding of how the Bonus programs work?

Where can I find the Cashback section?

Where can I find Bonus Programs?

When will I see the accrual from the Bonus Program?

When will I be disconnected from the Bonus Program?

Is the Bonus Program mandatory?

I received an email informing me that my loyalty program ends in 30 days. What does it mean?

I received an email informing me that I am no longer participating in the loyalty program. What does it mean?

I have several personal accounts. How does the Bonus Program work in this case?

I have both a physical and legal account. How will this affect the Bonus Program?

How to subscribe to the Bonus Program?

How to disable the Bonus Program?

How fast will the Bonus Program be available after connecting?

How do the bonus programs work?

Can I view the interest from the Bonus Program in the application?

If there are any questions, you can contact the 24/7 support below

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Blackcatcard is issued by Papaya, Ltd. Papaya, Ltd. is licensed by the Malta Financial Services Authority as an Electronic Money Institution (EMI). Registration number C55146. Therefore the official language of the documentation including the Contract is English.

In addition to the obligation to fulfill the conditions of Papaya, Ltd., a client is responsible for knowledge of and compliance with the laws of the jurisdiction of country of his/her citizenship.
Papaya Ltd. does not take responsibility for the possible violation of the local laws of the country of the client’s citizenship, that may appear due to the use of the Blackcatcard product.

Papaya Ltd., 31 Sliema Road, Gzira GZR 1637 – MALTA.

Regulated by the Malta Financial Services Authority (MFSA)

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